At Union State Bank, our savings accounts and CDs are designed to help you reach your financial goals.
When it’s time to take that next step in your financial journey, our team is happy to help you select the savings account that’s right for you:
For All Account Types:
Free Internet Banking with Real Time Alerts • Mobile App • E-statements Available
Regular Savings Accounts:
- $100 to Open
- Tiered Interest-Bearing Account
- Fees Vary based on Account Activity - Please contact a customer representative.
- Open Your Account Online
Real Saver
- $25 to Open
- No Minimum Balance
- Must have a My Rewards Checking or CashBack Checking Account to Open
- Only One Real Saver per Rewards or CashBack Account
- Online Statement Required for Premium Interest
- Open Your Account Online
Youth Savings:
- Must Be 18 years of age or younger
- Interest Bearing Account
- $5 to Open
- No Periodic Service Fees
- Open Your Account Online
Money Market Accounts:
- $2,500 to Open
- Tiered Interest Rate - minimum balance required to earn interest
- Service Charges can be Waived with Minimum Average Daily Balance
Certificates of Deposit (CDs)
The Union State Bank and our family of banks offer many competitive CDs that can suit virtually anyone’s needs. Please take a look at the rates below and find the CD that is right for you. If you are interested in opening any of these CDs, or if you have any questions or comments, please contact us.
| Product | Interest Rate | APY* |
|---|---|---|
| 91 Day | 3.65% | 3.70% |
| 182 Day | 3.65% | 3.70% |
| 1 year | 3.75% | 3.80% |
| 2 year | 3.31% | 3.35% |
| 3 year | 2.97% | 3.00% |
|
4 year
|
2.97% | 3.00% |
- Rates are effective as of 09/01/2026
- Rates are subject to change
- $1,000 Minimum Deposit
- Penalty for early withdrawal
- Fees may reduce earnings
* Annual Percentage Yield