Savings & CDs

At Union State Bank, our savings accounts and CDs are designed to help you reach your financial goals.

When it’s time to take that next step in your financial journey, our team is happy to help you select the savings account that’s right for you:

For All Account Types:

Free Internet Banking with Real Time Alerts Every 15 Minutes • E-statements Available  • Online Bill Pay 

Regular Savings Accounts:

  • $100 to Open
  • Tiered Interest Bearing Account
  • Up to 6 Limited Withdrawals or Transfers Per Month
  • Fees Vary based on Account Activity - Please contact a customer representative.
  • Open Your Account Online

Real Saver

Student Savings:

  • Must Be A Minor or Full-Time Student
  • Interest Bearing Account
  • $100 to Open
  • Pre-authorized Withdrawals from Account, $1 Per Withdrawal
  • Up to 6 Limited Withdrawals or Transfers Per Month 
  • Open Your Account Online

Money Market Accounts:

  • $2,500 to Open
  • Maintain a Minimum Average Daily Balance of $2,500 to Earn Interest
  • If Average Daily Balance Falls Below $2,500, Service fee will be assessed 
  • Limited to 6 Monthly Withdrawals

Certificates of Deposit (CDs)

The Union State Bank and our family of banks offers many competitive CDs that can suit virtually anyone’s needs. Please take a look at the rates below and find the CD that is right for you. If you are interested in opening any of these CDs, or if you have any questions or comments please contact us.

Product Interest Rate APY*
91 Day 4.91% 5.00%
182 Day 2.97% 3.00%
1 year 2.97% 3.00%
2 year 2.97% 3.00%
3 year 2.97% 3.00%
4 year
2.97% 3.00%
  • Rates are effective as of 06/03/2024
  • Rates are subject to change
  • $1,000 Minimum Deposit
  • Penalty for early withdrawal
* Annual Percentage Yield