Personal Checking

My Rewards Checking: Built for Simplicity. 

At Union State Bank, our My Rewards Checking accounts feature flexibility and simplicity, all geared toward making your life easier. In fact, all of our personal checking options are designed to give you the choices you want. Read more below, call us, or stop by any of our seven locations today to learn more.
 

Personal Checking Options:


For All Account Types:

Free Internet Banking with Real Time Alerts Every 15 Minutes • E-statements Available  • Online Bill Pay 
 

My Rewards Checking

  • $25 to Open
  • No Minimum Balance
  • No Fees
  • Option to Open Companion Real Saver Account
  • Overdraft Protection and Ready Reserve (If Qualified)
  • Online Statement Required
  • Online Bill Pay Free (Excluding Rush Payments)
  • ATM/Debit Card with no Annual Fee

    View Qualification Periods 
Free Checking
  • No Monthly Service Charge
  • No Minimum Balance Required
  • Not Interest Bearing
  • Overdraft Protection and Ready Reserve (If Qualified)
  • Online Bill Pay Free (Excluding Rush Payments)
  • ATM/Debit Card with No Annual Fee

Regular Checking

  • $100 to Open
  • Service Charges Are Waived if You Maintain $500 Monthly Average Daily Balance
  • If Average Daily Balance Drops Below $500, Service fee may apply 
  • ACH Transactions
  • Overdraft Protection and Ready Reserve (If Qualified)
  • Check Image Statements
  • Online Statement Delivery Option
  • Online Bill Pay Free (Excluding Rush Payments)
  • ATM/Debit Card with no Annual Fee

Silver Checking

  • $50 to Open
  • Must be 62 Years of Age
  • No Minimum Balance Required
  • No Monthly Service Charge
  • Overdraft Protection and Ready Reserve (If Qualified)
  • Check Image Statements
  • Online Statement Delivery Option
  • Online Bill Pay Free (Excluding Rush Payments)
  • ATM/Debit Card with no Annual Fee

NOW Checking

  • $2,500 to Open
  • Maintain a Minimum Average Daily Balance of $2,500 to Earn Interest
  • If Average Daily Balance Falls Below $2,500, Service fee may apply
  • Excluding ATM/Debit and ACH Transactions
  • Overdraft Protection and Ready Reserve (If Qualified)
  • Check Image Statements
  • Online Bill Pay Free (Excluding Rush Payments)
  • ATM/Debit Card with no Annual Fees

Convert Your Good Credit to Cash
You’ve worked hard to build and maintain your good credit. Now you can enjoy the rewards of your efforts. Your success allows us to offer you a credit plan that you can bank on for convenience and cash. Our plan is designed to end checking account overdraft complications and charges. Overdraft protection means that we’ve approved, in advance, a personal unsecured loan to balance your account if you should overdraw. With our plan, you avoid costly overdraft charges and embarrassing delays.

E-Statements

E-Statements provide a convenient and secure way to obtain your monthly checking statement. When you sign up for our E-Statements, you will receive an email when your statement is available. After you receive the e-mail, you can login to your Internet Banking Account and view your statement. In order to sign up, just simply login to your Internet Banking Account and go to the User Services tab. Under Manage Account, you have the option to choose E-Statements as your statement delivery method.
 
Note: In order to use E-Statements, you must be a Union State Bank Internet Banking customer. If you are not an Internet Banking customer, please enroll to experience the convenience of E-Statements.
 
 
 

Union State Bank is proud to be here for all
your personal checking needs.