Checking: Built for Simplicity.
At Union State Bank, our My Rewards and CashBack Checking accounts feature flexibility and simplicity, all geared toward making your life easier. In fact, all of our personal checking options are designed to give you the choices you want. Read more below, call us, or stop by any of our eight locations today to learn more.
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Personal Checking Accounts:
All Personal Checking Accounts are eligible for:
- ATM/Debit Card with no Annual Fee
- Free Internet Banking & Mobile App
- Realtime Alerts
- E-Statements
- Free Online Bill Pay***
- Overdraft Protection & Ready Reserve**
CashBack Checking
- $25 to Open
- No Minimum Balance
- No Fees
- CashBack earned on Debit Card Purchases*
- Option to Open Companion Real Saver Account
- Must sign up for E-Statements to earn CashBack
- Open Your Account Online
Visit CashBack Checking page for more details
My Rewards Checking
- $25 to Open
- No Minimum Balance
- No Fees
- Option to Open Companion Real Saver Account
- Must sign-up for E-Statements to earn Rewards
- Open Your Account Online
Visit My Rewards Checking page for more details
- $25 to Open
- No Minimum Balance Required
- No Monthly Service Charge
- Text Statement, No Images
- Open Your Account Online
Regular Checking
- $100 to Open
- No minimum Balance Required
- Service Charges can be Waived with Monthly Average Daily Balance
- Statements with Images
- Open Your Account Online
Silver Checking
- $50 to Open
- Must be 62 Years of Age
- No Minimum Balance Required
- No Monthly Service Charge
- Statements with Images
NOW Checking
- $2,500 to Open
- Interest Bearing - minimum balance required to earn interest
- Service Charges can be Waived with Minimum Average Daily Balance
- Statements with Images
Convert Your Good Credit to Cash
You’ve worked hard to build and maintain your good credit. Now you can enjoy the rewards of your efforts. Your success allows us to offer you a credit plan that you can bank on for convenience and cash. Our plan is designed to end checking account overdraft complications and charges. Ready Reserve Overdraft protection plan means that we’ve approved, in advance, a personal unsecured loan to balance your account if you should overdraw. Using our plan could save you costly overdraft charges and embarrassing delays. Contact your local branch to apply.
E-Statements
E-Statements provide a convenient and secure way to obtain your monthly checking statement. When you sign up for our E-Statements, you will receive an email when your statement is available. After you receive the e-mail, you can login to your Online Banking Account and view your statement. In order to sign up, just simply login to your Online Banking Account and go to the User Settings tab. Under Offers & Agreements, you have the option to activate E-Statements for your account.