ATM/Debit Cards

 

Union State Bank debit Bank of Atchison debit

Contact Us to Request a Debit Card

 

Personal Debit Card

A Debit Card from Union State Bank/Bank of Atchison/Bank of Gower/Bank of McLouth gives you the same easy access to cash that the ATM Card does and a whole lot more. For greater security and upgraded identification purposes, our debit cards even have your picture and actual signature printed right on the front of the card. What a great second form of identification!

You’ll also enjoy these features with one of our
Debit Cards:

  • 4-Digit Personal Identification Number to Keep Your Account Private and Protected
  • 24-Hour Access to Cash
  • Check Your Balance and Transfer Funds Between Accounts at Most ATMs
  • You Can Withdraw Funds from Virtually Any ATM in the World (Some Restrictions May Apply)
  • Ability to Purchase Items Anywhere Debit MasterCard is Accepted, Including Online Companies
  • Purchase Items Any Time, Night or Day, 7 Days a Week, 365 Days a Year
  • No Annual Fees

Contact Us


 

Business Debit Card

Receive greater spending power and flexibility with a Business Debit Card Program.  It is the Perfect solution for any small business!

You’ll also enjoy these features with our
Business Debit Cards:

  • 4-Digit Personal Identification Number to Keep Your Account Private and Protected
  • Instant Purchase Power for Business Needs
  • Better Record-keeping of Business Expenses 
  • Greater World-Wide Acceptance 
  • Ability to Purchase Items Anywhere Debit MasterCard is Accepted, Including Online Companies
  • Special MasterCard Privileges
  • Multiple Cards for Employees - Each with Assigned Spending Limits
  • Purchase Items Any Time, Night or Day, 7 Days a Week, 365 Days a Year
  • No Annual Fees

 

ATM Locations

Horton Branch ATM
301 E 15th St.
Horton, KS 66439
MAP
Bank of Atchison ATM
701 Kansas Ave.
Atchison, KS 66002
MAP
Bank of Gower, USB ATM
321 Hwy 169 S.
Gower, MO 64454
MAP
Hy-Klas ATM
205 South 169 Hwy.
Gower, MO 64454
MAP
Bank of McLouth, USB ATM
117 South Union
McLouth, KS 66054
MAP

 

FAQs

What is the difference between a PIN based transaction and a Signature based transaction?

A PIN based transaction occurs when you have to enter your 4-digit PIN when you purchase an item. The money typically withdraws from your account within 1 business day. A Signature-based transaction occurs when you have to sign a receipt or sometimes don’t sign a receipt. Signature-based transactions take 1-3 business days to subtract from your account. Both require sufficient funds at time of purchase in order to work.

How much can I spend with my debit card in one day?

The limits on debit cards vary from card to card but typically it is $500. Debit Card limits are designed to protect you, our customer and to help eliminate debit card fraud.

Is there a charge when I use my card?

There is no charge to your account when using your debit card in a purchase transaction or a cash withdrawal from one of our ATMs. You may incur charges when withdrawing cash from other banks’ ATMs.

What are the charges I get when I withdraw from other banks’ ATMs?

A terminal owner charges a surcharge for using their ATM and an additional network usage fee of $1.00.

Why does my picture need to be on the Debit Card?

Your personal picture adds security and safety to your Debit Card. This is another piece of information that can verify you, the customer, in order to combat fraud.

What if my card is stolen?

If your ATM or Debit Card is stolen, please call your local branch during business hours. If it is during non-business hours, please call 1(800)383-8000 and a representative will assist you.

Why can’t I use a signature-based transaction at some merchants?

A recent court settlement with VISA and MasterCard allows merchants to choose whether to accept Debit MasterCard as a signature-based transaction. You can use your Debit MasterCard wherever Debit MasterCard is accepted. Look for the logo below.

MasterCard logo