MasterCard Identity Check

MasterCard has replaced SecureCode with the more secure, password-free, risk-based cardholder authentication of Mastercard Identity Check.

What is risk-based authentication?

Risk-based authentication uses transaction scoring and fraud rules based on your transaction history to identify valid tansactions behind th scenes.

Knowledge-based authentication methods, such as passwords, have become less effective at combating fraud.  Risk-based authentication should reduce the number of approved fraudulent transactions.

What do you need to do?

Nothing.  Your card was automatically moved from Securecode to Identity Check by Mastercard.  Your old Securecode will no longer be needed during checkout at online sites.

Mastercard Identity Check will create a smoother, frictionless online checkout experience for you.  No more forgotten Securecodes or time-consuming enrollments.